Credit risk analytics / Model monitoring

Building toward financial model development.

I am a credit risk analytics professional at Wells Fargo, working across model monitoring, portfolio risk analysis, automated reporting, and governance workflows. My next focus is deeper model development work across lending, forecasting, and financial risk.

Experience

Risk, data, models.

Quantitative Model Solution Specialist

Wells Fargo

June 2024 - Present

Monitoring Home Lending and Small Business Loan credit risk models, investigating model stability, portfolio drift, and borrower behavior through KS, PSI, CSI, and portfolio trend diagnostics.

Intern Analyst, Credit Risk Division

Wells Fargo

May 2023 - July 2023

Built Python workflows that converted raw SAS outputs into structured analytics datasets, automated visualizations, and recurring model performance decks.

Toolkit

Credit risk analyticsPortfolio monitoringModel diagnosticsPythonSASSQLExcel / VBADashboard automation

Direction

Probability-driven credit modeling

PD model development and redevelopment

Model governance and validation

Forecasting and portfolio risk strategy